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NEW QUESTION: 1
These are the definitions of _____________: The refusal to grant credit in substantially the amount or on substantially the terms requested in an application (and the applicant uses or expressly accepts the credit offered) A termination of the account or an unfavorable change in the terms of an account, unless the change affects substantially all of the lender's accounts of that type. A refusal to increase the amount of credit available to an applicant who has made an application for an increase
A. Refusals- 12 CFR 202.8
B. Special-purpose credit-12 CFR 202.8
C. security agreements-12 CFR 202.2(c)
D. Adverse action-12 CFR 202.2(c)
Answer: D

NEW QUESTION: 2
Which of the following devices provides protection against brownouts?
A. rack grounding
B. battery backup
C. line conditioner
D. surge suppressor
Answer: B

NEW QUESTION: 3
The left describes the types of cables, while the right describes the purposes of the cables. Drag the items on the left to the proper locations. (Not all items can be used.) Select and Place:

Answer:
Explanation:

Explanation

NEW QUESTION: 4
Which of the following is true for Single loss expectancy (SLE), Annual rate of occurrence (ARO), and Annual loss expectancy (ALE)?
A. ALE= ARO/SLE
B. ALE= ARO*SLE
C. ARO= SLE/ALE
D. ARO= ALE*SLE
Answer: B
Explanation:
Explanation/Reference:
Explanation:
A quantitative risk assessment quantifies risk in terms of numbers such as dollar values. This involves gathering data and then entering it into standard formulas. The results can help in identifying the priority of risks. These results are also used to determine the effectiveness of controls. Some of the terms associated with quantitative risk assessments are:
Single loss expectancy (SLE)-It refers to the total loss expected from a single incident. This incident

can occur when vulnerability is being exploited by threat. The loss is expressed as a dollar value such as $1,000. It includes the value of data, software, and hardware. SLE = Asset value * Exposure factor Annual rate of occurrence (ARO)-It refers to the number of times expected for an incident to occur in a

year. If an incident occurred twice a month in the past year, the ARO is 24. Assuming nothing changes, it is likely that it will occur 24 times next year. Annual loss expectancy (ALE)-It is the expected loss for a year. ALE is calculated by multiplying SLE with ARO. Because SLE is a given in a dollar value, ALE is also given in a dollar value. For example, if the SLE is $1,000 and the ARO is 24, the ALE is $24,000.
ALE = SLE * ARO Safeguard value-This is the cost of a control. Controls are used to mitigate risk. For

example, antivirus software of an average cost of $50 for each computer. If there are 50 computers, the safeguard value is $2,500. A, B, C: These are wrong formulas and are not used in quantitative risk assessment.