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NEW QUESTION: 1
Alpha Bank determined that Delta Industrial Machinery Corporation has 2% change of default on a one-year
no-payment of USD $1 million, including interest and principal repayment. The bank charges 3% interest rate
spread to firms in the machinery industry, and the risk-free interest rate is 6%. Alpha Bank receives both
interest and principal payments once at the end the year. Delta can only default at the end of the year. If Delta
defaults, the bank expects to lose 50% of its promised payment. Six months after Alpha Bank provides USD
$1 million loan to the Delta Industrial Machinery Corporation, a new competitor enters the machinery
industry, causing Delta to adjust its prices and mark down the value of its inventory. Hence, the probability of
default increases from 2% to 10% and the loss given default increases from 50% to 75%. If Alpha Bank can
reprice the loan, what should the new rate be?
A. 13%
B. 20.5%
C. 10%
D. 16.5%
Answer: B

NEW QUESTION: 2
다음 중 IS 감사인이 사기를 식별하고 규정을 우회하는 데 사용할 수 있는 가장 효과적인 샘플링 방법은 무엇입니까?
A. 발견 샘플링
B. 통계적 샘플링
C. 중지 또는 이동 샘플링
D. 가변 샘플링
Answer: A

NEW QUESTION: 3
When creating a new Tenant with a unique identifier RainPole, what URL will the RainPole users need to access vRealize Automation?
A. https://vra.company.com/vcac/org/rainpole
B. https://rainpole.company.com/vcac
C. https://vra.company.com/vcac/rainpole
D. https://vra.company.com/rainpole
Answer: A

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