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NEW QUESTION: 1
The more power a person has over the bidding process, the more likely the person can influence the selection of a supplier.
A. False
B. True
Answer: B

NEW QUESTION: 2
Which of the following physical security controls prevents an attacker from gaining access to a network closet?
A. CCTVs
B. Proximity readers
C. Motion sensors
D. IP cameras
Answer: B
Explanation:
A proximity card is a physical card which used to get access to a physical area such as a network closet.
It is a "contactless" smart card which can beread without inserting it into a reader device, as required by earlier
magnetic stripe cards such as credit cards and "contact" type smart cards. The proximity cards are part of the
Contactless card technologies. Held near an electronic reader for a momentthey enable the identification of an
encoded number.
Note: Physical security is the protection of personnel, hardware, programs, networks, and data from physical
circumstances and events that could cause serious losses or damage to an enterprise, agency,or institution. This
includes protection from fire, natural disasters, burglary, theft, vandalism, and terrorism.

NEW QUESTION: 3
Your nephew has asked you to help him formulate a financial plan for his family. Scott is 27 years old and
has been employed as an associate with a law firm for two years. Sarah, his wife, is 26 years old and
works in the human resources department of a large corporation. The couple is childless now, but they
plan to begin a family in a few years. Together, they have accumulated $10,000 in a savings account and
recently inherited $40,000 cash. They expect to be able to start saving at least $5,000 annually since their
incomes more than meet their current needs. They each have employer-provided health insurance and
retirement plans. Both have excellent upward mobility potential in their careers. They currently pay taxes
at the marginal rate of 15%. Scott tells you that although they regularly read some of the more popular
financial investment magazines, neither feels particularly knowledgeable about the world of investments.
Based on this information, which of the following statements is true?
A. Although some money should be allocated to bond funds for diversification purposes, bond funds
should be underweighted in favor of stock funds.
B. Purchasing power risk is not an issue in their situation.
C. A greater than average percentage of their money should be invested in money market mutual funds to
meet their needs for liquidity.
D. A greater than average percentage of their money should be invested in municipal bonds to minimize
their currently high tax bill.
Answer: A
Explanation:
Given that Scott and Sarah already have a nice nest egg started at their relatively young
ages and are expecting to be able to contribute more to it, with no obvious need for current income, some
of their money should be allocated to bond funds for diversification purposes, but bond funds should be
underweighted in favor of stock funds. Purchasing power risk is an issue for them, and bond funds do not
provide the inflation hedge that stock funds do. At the current time, municipal bond funds should not be
selected since they pay taxes at a low marginal tax rate. This allocation may need to be changed down
the road a bit as their tax rate (and other circumstances) change. Only a minimal amount of money should
be allocated to a money market fund since the couple has no need for current income, and money market
funds offer low returns.